YOUR HOMEBUYER CHECKLIST
Your buyer checklist. A practical starting point for your conversations with Carrie and your lender. Your contract and professional advice guide the details of your purchase.
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01 / Prepare for your search Write down your priorities. Separate must-haves from nice-to-haves. Think about space, location, commute, and timing.Look at the complete budget. Include your down payment, purchase costs, ongoing housing expenses, and a reserve for repairs.Talk with a lender. Ask about loan options, documents, and preapproval. Compare the terms and total costs of offers.02 / Look at homes Talk through the process with Carrie. Discuss representation, timing, your questions, and the places you want to explore.Keep consistent tour notes. Record the address, condition, layout, maintenance questions, and what you liked after each visit.Check the property-specific details. Ask about taxes, insurance, flood information, HOA documents, and any features that need professional review.03 / Prepare for closing Keep a calendar of contract deadlines. Work with Carrie and your lender on the contract, inspections, financing, and closing requirements.Review the final documents and payment instructions. Ask questions about the Closing Disclosure. Confirm wiring instructions by calling a known, independently verified number.Plan the handover. Coordinate the final walkthrough, utilities, keys, moving arrangements, and possession timing with your team.Further reading: CFPB homebuying resources and TREC: Buying and Selling a Home in Texas .